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Today's Rates - Current as of  

Variable Rate Deposit Accounts

  Annual Percentage Yield (APY)Interest RateMinimum to OpenMinimum Balance to
Earn Stated APY
Super Statement Savings 0.10% 0.10% $500.00 $500.00
Statement Savings 0.10% 0.10% $25.00 $25.00
Online Super Statement Savings  0.15% 0.15% $500.00* $500.00
**Money Market with Checking 0.10% 0.10% $2,500.00 $2,500.00
Elite Money Market 0.25% 0.25% $40,000.00 $40,000.00
  0.20% 0.20%   **$2,500.00 to $39,999.99
MB NOW Checking 0.10% 0.10% $100.00 $250.00
MB Ultimate NOW Checking 0.25% 0.25% $25,000.00 $25,000.00
  0.20% 0.20%   $.01 - $24,999.99
"Simplicity" NOW Checking N/A N/A $100.00 N/A

Certificate of Deposit Rates

  Annual Percentage Yield (APY)Interest RateMinimum Balance to Open and Earn Stated APY
6 Month    0.20%   0.20% $500.00
***12 Month   0.55%   0.55% $500.00
14 Month   0.75%   0.75% $500.00
18 Month   0.80%   0.80% $500.00
***24 Month   0.95%   0.95% $500.00
***30 Month   1.05%  1.05% $500.00
36 Month   1.10%  1.10% $500.00
48 Month   1.35%  1.35% $500.00
***60 Month   1.61%  1.60% $500.00

DISCLOSURES FOR ALL CHECKING AND SAVINGS PRODUCTS

revised 8/3/2016

 

Residential Purchase/Refinance Loan Rates                         Apply Now

  Interest Rate PointsAnnual Percentage Rate (APR)Monthly Payment per $1000 BorrowedMaximum Loan to Value (LTV)Maximum Loan
30 Year Fixed Rate 4.000% 0 4.058% 4.77 95% $417,000
15 Year Fixed Rate 3.500% 0 3.602% 7.15 95% $417,000
10 Year Fixed Rate 3.250% 0 3.397% 9.77 95% $417,000
30 Year Fixed Rate Jumbo 4.250% 0 4.274% 4.92 90% $1,000,000
15 Year Fixed Rate Jumbo 3.750% 0 3.791% 7.27 90% $1.000.000

 
 

Residential Adjustable Rate Mortgage Loan Rates                   Apply Now

   Interest RatePointsAnnual Percentage Rate (APR)Monthly Payment per $1000 BorrowedMaximum Loan to Value (LTV)Maximum Loan 
5-1 ARM 3.000%  0  3.460% 4.22  95%   $417,000
 7-1 ARM 3.250%   0  3.506%  4.35  95%  $417,000
 10-1 ARM  3.500%  0  3.610% 4.49 95%  $417,000 
5-1 ARM Jumbo   3.250%  3.514%  4.35  90% $1,000,000 
7-1 ARM Jumbo  3.500%   0  3.589% 4.49  90%  $1,000,000 
 10-1 ARM Jumbo 3.750%   0  3.725% 4.63 90%  $1,000,000 

 

Residential Construction Permanent Rates                         Apply Now

  Interest RatePointsAnnual Percentage Rate (APR)Monthly Payment per $1000 BorrowedMaximum Loan to Value (LTV)Maximum Loan
30 Year Fixed Rate

4.250%

1.00 4.422% 4.92 90% $417,000
30 Year Fixed Rate Jumbo

4.500%

1.00 4.609% 5.07 90% $1,000,000
5/1 ARM

3.500%

1.00 3.766% 4.49 90% $417,000
5/1 ARM Jumbo 3.750% 1.00 3.798% 4.63 90% $1,000,000
Note: The rate is the same for both the construction & permanent phase.

 

Residential Home Equity Installment Loan Rates                      Apply Now

  Interest Rate PointsAnnual Percentage Rate (APR)Monthly Payment per $1000 BorrowedMaximum Loan
 5 Year Fixed Rate 4.250% 0

4.421%

18.53 $300,000
10 Year Fixed Rate 5.000% 0 5.092% 10.61 $300,000
15 Year Fixed Rate 5.250% 0 5.316% 8.04 $300,000

Variable Rate Residential Home Equity Lines of Credit Rates  

  Interest RateAnnual Percentage Rate (APR)Maximum Loan to Value (LTV)Maximum Loan
10 Year Draw/10 Year Repayment

Introductory Rate is 2.750% for one (1) year,

Rate thereafter is Prime Rate +0

Current Rate is 3.500%

Introductory Rate is 2.750% for one (1) year,

Rate thereafter is Prime Rate +0

Current APR is 3.500%

80% $300,000

Residential Building Lot Loan Rates                                          Apply Now

  Interest RatePoints  Annual Percentage Rate (APR)Monthly Payment per $1000 Borrowed Maximum Loan to Value (LTV)Maximum Loan
15 Year Amortization/3 Year Balloon   6.000% 1.00  6.269%  8.44   75% $300,000

 

ADDITIONAL DISCLOSURES FOR ALL LENDING PRODUCTS

revised 11/30/2016